

Terry Lockery at Prosperity Home Mortgage - R...
Regional Sales Leader | NMLS# 120128

Terry Lockery (NMLSR ID: 120128) is a Mortgage Consultant and Area Sales Manager with over 20 years’ experience in the Mortgage Industry. His extensive experience has prepared him to handle any and all lending situations, rather it be guidi... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I recently enjoyed working with Terry Lockery, a mortgage broker, and I couldn't be more satisfied with the experience. Terry was incredibly responsive and easy to reach throughout the entire process. His expertise and knowledge were evident...
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Terry guided us through the entire process step by step . Being first time home buyers we had lots of questions which he patiently answered. His entire team was great . I highly recommend their service.
Terry and his team were incredible! Saved a closing that big bank couldn’t get done in time. Life saver!
Terry's knowledge of the loan process and closing process is second to none. He answered all my questions and kept me informed.
Terry and his team at Prosperity worked with us to hit a tight timeline and were responsive to our inquiries. I highly recommend Terry for all your mortgage needs.
Reply from Owner
July 15th, 2026 03:13 PM
Jeffrey, I'm glad to hear that I and my team at Prosperity Home Mortgage could assist you in meeting your timeline and responding to your inquiries. Thank you for your recommendation and for trusting us with your mortgage needs.
You kept your word on a tight closing date. Underwriting with multiple people made it a little confusing but you guys kept the date and that is what was the most important. Terry and your team were always available to answer questions and gt...
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Terry and his team were always at the other end of the phone, ready to answer any questions and make everyone involved feel confident and comfortable throughout the entire process. To me, that is worth its weight in gold.
Reply from Terry Lockery
July 9th, 2026 04:57 PM
Breda, I'm pleased to know that I and my team could provide the support and communication you needed during the process. Your kind words about feeling confident and comfortable mean a lot to me. Thank you for trusting us with your home purchase....
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As a first-time homebuyer, I spoke with multiple lenders before deciding to work with Terry Lockery at PHM and it ended up being one of the best decisions I could have made throughout this stressful process.We had an extremely aggressive timeline...
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Reply from Owner
June 22nd, 2026 07:02 PM
Kelly, I appreciate your kind words and am glad to hear that your experience as a first-time homebuyer was positive. Navigating a tight timeline can be challenging, and I'm pleased we could meet your needs while securing a favorable rate. It's...
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As a first-time homebuyer, I spoke with multiple lenders before deciding to work with Terry Lockery at PHM and it ended up being one of the best decisions I could have made throughout this stressful process.We had an extremely aggressive timeline...
read more
Reply from Terry Lockery at Prosperity Home Mo...
June 19th, 2026 05:05 PM
Kelly, I'm grateful for your kind words and thrilled to hear that your experience as a first-time homebuyer was so positive. Navigating a tight timeline can be challenging, and I'm pleased that we were able to meet your needs and secure a favorable...
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Terry Lockery at Prosperity Home Mortgage - Rye Brook has received a review with 5 star rating from Ian G
Reply from Owner
May 14th, 2026 04:09 PM
Ian, thank you for the excellent rating. I'm pleased to know that your experience with me was positive. If you ever need assistance in the future, I'm here to help.
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About
Terry Lockery (NMLSR ID: 120128) is a Mortgage Consultant and Area Sales Manager with over 20 years’ experience in the Mortgage Industry. His extensive experience has prepared him to handle any and all lending situations, rather it be guiding and educating a first time home buyer through their first purchase or traversing the complexities of a jumbo loan for luxury properties. Terry excels and takes pride in finding the right loan for all his clients. Refinances, Purchases, Government loans, he can do them all. It is this approach that has allowed him to be a leader in the industry year over year and empowered him to become the preferred lending partner for Houlihan Lawrence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 120128
Hobbies
- Golf
- Travel
- College Basketball
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.