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Lynda Bernal at Prosperity Home Mortgage - Ve...
Mortgage Consultant | NMLS# 224231
Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want i...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Purchasing a home can be a stressful and overwhelming experience, but with Lynda by my side, it was an absolute breeze. Her extensive experience in the industry was evident from the very beginning. She patiently explained every step of the...
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Reply from Lynda Bernal at Prosperity Home Mor...
February 27th, 2024 07:00 PM
Thank you so much for the glowing review, Joel. It was a pleasure assisting you through your home buying process. I take great pride in making complex financial decisions as simple and stress-free as possible, and I'm thrilled to hear that...
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Lynda from Prosperity Home Mortgage was my loan officer for a recent home loan. Her level of expertise in all-things lending is unsurpassed, certainly in my experience (and I've had some). She is very communicative, providing detailed responses...
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Reply from Owner
August 3rd, 2023 09:29 PM
On behalf of myself and my entire team at Prosperity, it was our pleasure and privilege to assist you with your recent home buying adventure, Kevin. We appreciated your prompt response to each request, as well as your continued sense of humor...
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Lynda's consistent guidance and amazing communication. I was so happy to be able to have clear communication with expectations and support. Best experience I've ever had.
It was great working with Lynda and Prosperity Home Mortgage. This is the second time that I have worked with Lynda and her team. Lynda is a professional and worked hard to answer all my questions. I highly recommend her! Thanks Lynda
Reply from Lynda Bernal at Prosperity Home Mor...
April 2nd, 2026 05:02 PM
James, it was truly wonderful to work with you again. I'm pleased that I could address all your questions and provide the support you needed. Your recommendation means a lot to me. Thank you for choosing to work with me and Prosperity Home...
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Lynda was professional and helped us through the entire process. this is actually our second refi with Lynda and if we refi or purchase in the future she will be the first person I call
Reply from Lynda Bernal at Prosperity Home Mor...
April 1st, 2026 06:57 PM
James, I'm pleased to hear that my professionalism and guidance were valuable to you throughout the refinancing process. It's wonderful to have had the opportunity to work with you again, and I'm grateful for your continued trust. Whenever...
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Lynda Bernal at Prosperity Home Mortgage - Ventura has received a review with 5 star rating from Scott L
Reply from Owner
January 20th, 2026 07:39 PM
I appreciate the perfect star rating, Scott. Thank you for the positive feedback. If you have any questions - now or in the future - please don't hesitate to reach out because I'm always happy to help. All the best to you!
Linda was very responsive, knowledgeable, returned calls quickly and pleasant to work with!
Reply from Lynda Bernal at Prosperity Home Mor...
January 20th, 2026 07:38 PM
It's gratifying to know that you found my responsiveness and knowledge beneficial during your experience. Returning calls promptly and being pleasant to work with are both very important to me, so I'm pleased that it stood out to you. If there's...
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the team contacted me often to support me through the process and answered promptly when I reached out to them.
Reply from Lynda Bernal at Prosperity Home Mor...
January 5th, 2026 06:20 PM
Karen, I'm pleased to hear that our team’s support was helpful throughout your process. Prompt communication is something we value, and we're glad it made a positive impact on your experience. If there’s anything else you need or questions...
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The experience was easier because of the level of communication
Reply from Lynda Bernal at Prosperity Home Mor...
December 15th, 2025 05:19 PM
It's wonderful to know that the communication made the process easier for you, Blair. We strive to keep things clear and straightforward to ensure a smooth experience. If there's anything further we can assist you with, please feel free to...
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Timely communication, answered all of my questions, very knowledgeable and patient with first time homebuyers!
Reply from Lynda Bernal at Prosperity Home Mor...
November 23rd, 2025 08:04 PM
Karina, I'm pleased to know that timely communication and being patient and knowledgeable were helpful for you as a first-time homebuyer. It's important to me that all your questions are answered thoroughly, and I'm glad I could assist you...
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About
Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want it. Lynda knows that home buyers and homeowners are busy taking care of the many other details of their lives. Licensed in California and Arizona, Lynda assists all types of home buyers – from a first-time buyer purchasing a condo or starter home to someone purchasing a vacation getaway to an investor purchasing an income property. And over the years she has successfully navigated many quirky, complicated, difficult buyer situations and gotten loans for her clients that other lenders could not.
Specialities
Purchase and refinance of primary residence, second home, or investment/rental property.
Conventional, FHA, VA, USDA, Jumbo, and niche loan products including Down Payment Assistance.
Land, renovation and construction loans.
Residential Loans
Search Rank ScoreLearn More →
650
/850
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Positions
- Prosperity Home Mortgage LLC - Senior Mortgage ConsultantJun 22nd, 2018 - Current
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- CA DBO 224231
- AZ LO-0925443
- NMLSR#224231
Achievements
- Certified Veterans Lending Specialist
Hobbies
- Hiking
- Motorcycle riding
- Reading
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
