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Gian Ceretto at Prosperity Home Mortgage - Sa...
Mortgage Consultant | NMLS # 693569
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mort...... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Working with Gian Ceretto and his team at Prosperity Home Mortgage was a great experience in obtaining my home loan, they made the whole process easy and smooth and were always available if I had any questions. I will defiantly reach out to...
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Reply from Owner
June 15th, 2026 08:12 PM
Don - Thank you so much for the kind words. We truly really appreciate you trusting our team with the financing of your 1031 exchange. These transactions come with a lot of moving parts and strict timelines, so it’s great to hear the process...
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Working with Gian Ceretto and his team at Prosperity Home Mortgage was a great experience. They made the entire home‑loan process easy and smooth, and they were always available to answer any questions I had. I will definitely reach out to...
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Reply from Gian Ceretto at Prosperity Home Mor...
June 15th, 2026 08:12 PM
Don - Thank you so much for the kind words. We truly really appreciate you trusting our team with the financing of your 1031 exchange. These transactions come with a lot of moving parts and strict timelines, so it’s great to hear the process...
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As a real estate professional, my reputation depends entirely on the vendors I recommend. That is why I confidently refer my clients to Gian. He is an absolute professional who communicates clearly, works with total integrity, and most importantly...
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Reply from Gian Ceretto at Prosperity Home Mor...
June 1st, 2026 10:13 PM
Chrissy - Thank you so much for your kind words, I truly value your trust. As a mortgage professional, I understand how critical it is for Realtors to have a reliable partner who communicates clearly, acts with integrity, and consistently closes...
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The best! Gian and the team did a great job!
Reply from Owner
June 1st, 2026 10:20 PM
Chris - Thank you so much for the kind words and 5-Star Review! It was an absolute pleasure helping you and Ashley through your first home purchase. Our goal is to make the mortgage process feel simple, clear, and well-supported, especially...
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Gian is the best, he made this transaction as easy as it could be and answered all of our questions he always was available and made us fell very comfor table! 10/10
Reply from Gian Ceretto at Prosperity Home Mor...
June 1st, 2026 10:24 PM
Chris - Thank you so much for the amazing feedback and 5-Star Review! We truly appreciate you taking the time to share your experience! Helping first-time homebuyers navigate the mortgage and homebuying process in a way that feels simple, clear,...
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Attentive and professional
Reply from Gian Ceretto at Prosperity Home Mor...
June 1st, 2026 10:27 PM
Kristi - Thank you for your kind words and the 5-Star Review! Helping homebuyers, especially those relocating or purchasing from out of the area, requires clear communication, responsiveness, and a dependable mortgage process, so it’s great...
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Communication from the office and patience
Reply from Gian Ceretto at Prosperity Home Mor...
June 1st, 2026 10:30 PM
John - Thank you for your kind words and 5-Star Review! Clear communication and patience are especially important when helping homebuyers relocating from out of the area, so it means a lot to hear that our team made the process feel supported...
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Quick and easy! Good communication.
TL;DR: Gian made the mortgage process easy.Full Review: Gian made the entire mortgage process feel straightforward by guiding us through each step and clearly explaining all of our options. He helped us choose the right loan structure so we...
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Reply from Owner
June 1st, 2026 10:54 PM
Harrison - Thank you so much for the thoughtful 5-Star Review and trusting my team once again with your mortgage. Helping move-up buyers navigate the transition into their next home without having to sell first is one of the most important...
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TL;DR: Gian made the mortgage process easy. Full Review: Gian made the entire mortgage process feel straightforward by guiding us through each step and clearly explaining all of our options. He helped us choose the right loan structure so we...
read more
Reply from Gian Ceretto at Prosperity Home Mor...
June 1st, 2026 10:54 PM
Harrison - Thank you so much for the thoughtful 5-Star Review and trusting my team once again with your mortgage. Helping move-up buyers navigate the transition into their next home without having to sell first is one of the most important...
read more
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About
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Unique mortgage solutions to purchase or refinance a home.
Homeownership education and counseling.
Strategic partnerships and business planning.
Transparent and easy-to-understand process.
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
Search Rank ScoreLearn More →
722
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Addresses and Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 693569
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
