Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from James F
Patrick and his team are awesome!! They’ve helped me with several transactions over the past 15 years—many of my clients as well—and they always go above and beyond.
Reply from Owner
August 26th, 2026 01:43 PM
Thank you so much for your kind words and, especially, for trusting Patrick and our team for so many years! We truly appreciate your continued partnership and the opportunity to help both you and your clients. Here’s to many more successful...
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Excellent job!
Reply from Owner
August 20th, 2026 08:16 PM
Ann, Thank you for the 5 star review! We are so happy to hear we have done an excellent job for you. We are truly grateful for the continued relationship we have with you, and look forward to many more!
Worked with Brennan Pearson who was professional and easy to work with for my non-qm loan. Got me approved even with a tricky rec lease on my condo in South Florida. Quick to reply and clear in direction. Will use him again and recommend to...
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Reply from Owner
August 10th, 2026 02:50 PM
Stephanie, Thank you so much for the wonderful review! We’re thrilled to hear that Brennan was able to make the non-QM loan process smooth and straightforward, especially with the unique circumstances surrounding your condo. We truly appreciate...
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Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from April P
Reply from Owner
August 10th, 2026 02:51 PM
April,
Thank you so much for the 5 star review. We are grateful for the opportunity to work with you.
Working with this team was a wonderful experience. Everyone we spoke to was incredibly helpful, friendly, and patient throughout the entire process. My family and I really appreciate everything, and I would definitely recommend them to anyone...
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Reply from Owner
July 9th, 2026 07:11 PM
Thank you so much Emily! It was a pleasure helping you. We are so happy to hear you felt supported every step of the way. We sincerely appreciate your kinds words and your recommendation. Wishing you many years of happiness in your new home....
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Stop asking for one more then over 100 times dealt with Brendan
Luke was wonderful helping us with a variety of options to make our closing possible. He was very accommodating and proactive with coordinating everything from financing to legal. Thanks Luke!!
Reply from Owner
June 10th, 2026 12:18 PM
Thank you so much for your kind words! We're thrilled to hear that Luke was able to help you navigate your options and make your closing a success. Providing proactive communication and a smooth experience from financing through closing is...
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Thank you to Patrick, Brennan and the rest of their team. These are the people you want on your team when making that next step into a new home. I couldn’t recommend them enough.
Reply from Owner
May 7th, 2026 01:52 PM
Thank you so much for your kind words and recommendation! We’re thrilled to hear you had a great experience with Patrick, Brennan, and the entire team. Buying a new home is such an exciting milestone, and we’re grateful we could be part of...
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Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Gregory N
Reply from Owner
May 6th, 2026 12:33 PM
Thank you so much for your 5 Star review! It was truly a pleasure working with you!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095