

Michelle Napier at CrossCountry Mortgage
Loan Officer | NMLS #995143

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Martinsburg, WV. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
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Michelle Napier at CrossCountry Mortgage has received a review with 5 star rating from Jennifer L
Michelle Napier at CrossCountry Mortgage has received a review with 5 star rating from Katie B
Michelle Napier at CrossCountry Mortgage has received a review with 5 star rating from Emerald B
Michelle Napier at CrossCountry Mortgage has received a review with 5 star rating from Sara R
Michelle is an amazing loan officer! Highly recommend!
Michelle Napier at CrossCountry Mortgage has received a review with 5 star rating from Briana H
Yall better keep Michelle because she will alwaus get my bussiness! Always quick to answer questions or to assure everything is going to plan. A+
Reply from Michelle Napier
July 13th, 2026 01:47 PM
William, I'm grateful for your support and kind words! It's great to know that I've been able to assist you promptly and provide reassurance throughout the process. Your continued business means a lot to me, and I'm always here to help whenever...
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I can't recommend Michelle enough as a loan officer! Her dedication and hard work truly made my loan process smooth and stress-free. If it weren't for her expertise and commitment, I don't think i would be in my new home today.
Reply from Owner
June 30th, 2026 01:31 PM
Thank you so much for your kind words Travis! It was truly a pleasure helping you through the home financing process. I'm so grateful you trusted me to be part of such an important milestone. Knowing that I could make the experience smooth...
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I can't recommend Michelle enough as a loan officer! Her dedication and hard work made our loan process smooth and stress-free, and I truly believe that without her, we wouldn't have achieved our goals. If you’re looking for someone who genuinely...
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Reply from Michelle Napier
July 7th, 2026 05:14 PM
Thank you so much for your kind words, Travis! I'm really pleased to hear that I could make the loan process smooth and stress-free for you. Your recommendation means a lot to me, and I'm grateful for the opportunity to help you achieve your...
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We are first time homebuyers and have settled in the quiet town of Strasburg. We were novices getting started. Michelle promptly answered every question we had. Either through e-mail, text,or a phone call. She put our minds at ease through...
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Reply from Michelle Napier at CrossCountry Mor...
June 29th, 2026 01:49 PM
Congratulations Ray and Connie! It was such a pleasure working with you. I'm so grateful to have been a part of achieving your dream of home ownership!!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Martinsburg, WV. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #995143 | Branch NMLS #2686382
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 995143
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095