• Joel Koziol, Ruoff Mortgage Profile Picture

    Joel Koziol, Ruoff Mortgage

    ClaimedPro

    Senior Loan Officer | NMLS# 1539247 | Ruoff Mortgage NMLS# 141868

    Works at 
    Ruoff Mortgage - Grand Rapids
    Encompass
    D
    David R
    Norton Shores, MI
    Posted on July 16th, 2026 09:41 PM
    Joel did a great job communicating and keeping us informed throughout the process. Would highly recommend Joel!
    Reply from Joel Koziol
    July 27th, 2026 01:39 PM
    David, I appreciate your recommendation and am pleased to know you felt well-informed throughout the process. If there's anything more I can do for you, please let me know.