Top 5%
AJ DiCarlo at CrossCountry Mortgage
Branch Manager | NMLS #2488670
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fort Walton Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner... Show More
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closed
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8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
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Reviews from Web
Everything went like clockwork, and I was always kept informed
Cross Country is the way to go! Aj and his team are excellent to work with 10/10 would recommend!
Reply from Owner
August 30th, 2026 08:37 PM
Sergio, thank you so much! Honestly, you made this easy on us. You were responsive, laid-back, and just a great person to work with from start to finish. It meant a lot getting to help you buy your first home. Wishing you nothing but the best...
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From start to finish easy, seamless and accessible. Aj and everyone else at Cross Country have been top notch. We are happy they helped us on our journey.
Reply from Owner
August 25th, 2026 11:58 AM
Patrick, thank you so much! Honestly, you made this easy on us. You were responsive, laid-back, and just a great person to work with from start to finish. It meant a lot getting to help you buy your new home. Wishing you and the family nothing...
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AJ DiCarlo was absolutely phenomenal to work with.From the very beginning, AJ was fast, clear, efficient, and incredibly responsive. He made what can easily be one of the most stressful parts of buying a home feel straightforward and manageable....
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Reply from Owner
August 25th, 2026 11:57 AM
Nick, this made my day! Buying your first home is a huge deal, and getting to walk through it with someone as easy-going and genuinely awesome as you made the whole thing a joy on our end too. You were a dream client, always responsive, always...
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Working with AJ has been an absolute game-changer for my clients and me! Communication is everything in this business, and AJ went above and beyond by keeping me informed every step of the way. I never once had to chase him down or wonder where...
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Reply from AJ DiCarlo, Originating Branch Mana...
August 24th, 2026 06:52 PM
JLD, I'm grateful for your kind words and the trust you've placed in me. It's wonderful to know that the communication met your expectations and contributed to a seamless experience for you and the Taylor Family. I look forward to working together...
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Working with AJ has been an absolute game-changer for my clients and me! Communication is everything in this business, and AJ went above and beyond by keeping me informed every step of the way. I never once had to chase him down or wonder where...
read more
Reply from Owner
August 15th, 2026 09:07 AM
Thank you so much for the kind words! It means a lot coming from you. Communication is everything, and I never want an agent or their clients left wondering where things stand. The Taylor Family was a pleasure to work with, and getting them...
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Very pleasant to work with and quick
Reply from AJ DiCarlo
August 14th, 2026 03:01 PM
Timothy, I'm pleased to hear that you found working with me pleasant and appreciated the quick process. Thank you for your positive feedback!
As a listing agent, you don’t always hear from the buyers lender. AJ was different. He kept me up to date with each stage of the buyers lending process. It was a smooth transaction and both the buyers & sellers were over joyed with the outcome...
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Reply from Owner
August 3rd, 2026 09:18 PM
Thank you, Shelby! This means a lot coming from a fellow professional and agent of your caliber! Communication is everything in this business, and I know how much smoother a transaction goes when the listing agent is kept in the loop at every...
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AJ went above and beyond for us, we can not recommend him enough!!
Reply from Owner
August 3rd, 2026 09:15 PM
Helping you reach the finish line is exactly what my team and I are here for. Wishing you all the best in your new chapter — and thank you for trusting us!
AJ was amazing, went above and beyond for us and I couldn't recommend him enough!
Reply from Owner
August 3rd, 2026 09:15 PM
Thank you so much for the kind words! It was a pleasure working with you, and I'm glad we could finally get past the contingencey hurdle and get this across the finish line!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fort Walton Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2488670 | Branch NMLS #2753860
Products & Services
Mortgage Loan Officer
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Originating Branch ManagerAug 4th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2025
Time Zone
Central Standard Time (CST)
Licenses
- 2488670
Hobbies
- Scuba Diving
- Spearfishing
- Traveling
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095