Nic Futrell
Mortgage Loan Officer | NMLS # 1733207
Nic Futrell, a mortgage loan officer with nearly 10 years of experience in the Norfolk, VA area, is passionate about empowering his clients to achieve their dream of homeownership. By prioritizing clear communication, possessing a deep unde... Show More
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closed
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9 AM to 5 PM
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9 AM to 5 PM(Open now)
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Reviews from Web
Nic worked with me in a 1031 exchange and made the process smooth and pain free. He took into consideration how I was most comfortable with the transaction and helped achieve my goals while staying inside the 1031 requirements. I recommend...
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Reply from Owner
January 9th, 2026 11:23 AM
I'm honored to have been a part of your journey. Thank you for your positive review!
Nic Futrell and team were so wonderful to work with. We met with Nic in person a couple times before closing and he was very responsive to email and calls throughout the process. He was very thorough and patient - I would recommend him to all...
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Reply from Owner
July 22nd, 2025 07:06 PM
Thank you for your encouraging words, Lauren! We're here to support you, or anyone you know, with any mortgage needs in the future.
Nic is the BEST!! He kept us updated throughout the buying process and stayed on top of the fluxuating interest rate to make sure we locked in at the best rate. Towne Mortgage also has the Buy Borrow and Bundle program that gave us back .5%...
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Reply from Nic Futrell
January 24th, 2025 08:04 PM
Thank you so much Melody! It was a pleasure to help out with your new purchase and wishing you all the best in your new home!
Great communications throughout the process
Always stayed in contact an helping us through the process and everything we needed to do and the documents needed to get. He made us feel welcome to the new city and state before we even left our old home
Reply from Nic Futrell
August 24th, 2026 07:20 PM
I’m grateful for your kind words and trust throughout the process. If you or someone you know needs help with a VA loan, FHA loan, or conventional home loan, I’d be glad to assist!
Nic knows his stuff. Great to work with and very thoughtful. You can't go wrong with Nic!
Reply from Owner
August 24th, 2026 05:21 PM
I’m honored by your positive feedback and truly grateful to have given you a great experience. I’m always here if you have any questions or need help navigating the home loan process.
Third time is the charm with Nic. We have been very happy working with him and Melody. We will ask for their help whenever we are thinking about real estate. Thank you!
Reply from Nic Futrell
August 21st, 2026 02:45 PM
Thank you for sharing your positive experience. I really enjoyed working with you. I’m honored to be your trusted mortgage advisor, whether it’s a VA loan, FHA loan or conventional, I’m always here to help however I can!
Nic Futrell has received a review with 5 star rating from Kathy B
Reply from Owner
July 31st, 2026 06:09 PM
I am so glad I have earned your trust. It means everything in this type of business. I’m always here if you need help with mortgage rates, refinancing, or your next home purchase.
You keep us updated all along the way. Even took my question that weren't mortgage related and tried to help.
Reply from Nic Futrell
August 6th, 2026 02:18 PM
I’m delighted to hear that I have met your expectations. I look forward to serving you again in the future whether it’s a VA, FHA, or conventional loan.
Nic helped my fiance and I so much. He was/is always avaliable for questions and explains everything in detail so there are no surprises.
Reply from Owner
July 24th, 2026 01:00 PM
Thank you Leanna! It was a pleasure working with you both. I am always here for your mortgage needs!
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About
Nic Futrell, a mortgage loan officer with nearly 10 years of experience in the Norfolk, VA area, is passionate about empowering his clients to achieve their dream of homeownership. By prioritizing clear communication, possessing a deep understanding of loan products, and focusing on finding the best fit for their individual needs and future goals, Nic ensures a smooth and successful homebuying journey.
What sets Nic apart is his ability to understand his clients' needs and translate them into a successful homebuying experience. He takes pride in keeping his clients informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1733207
Disclaimer
Towne Mortgage. NMLS 91904. Equal Housing Lender.
Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. Towne Mortgage loan officers live in your communities and know the area.
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